**Indonesia offers two main residency routes tied to wealth and investment: the Second Home Visa (5 or 10 years) and the Golden Visa (5 or 10 years). Buying property in Bali can support an application, but a purchase alone does not guarantee a visa. Immigration authorities decide every case against thresholds that change.**
If your goal is to live in Bali for years rather than visit on a 60-day stamp, the question is not “can a foreigner buy property?” but “which long-stay visa fits my situation, and how does a property purchase plug into it?” These are two separate systems — immigration and land ownership — that intersect at a few points. This page maps those points so you walk into a consultation already knowing the vocabulary.
A note on who we are: Bali Premium Trip is an independent property concierge and broker. We are not an immigration office, not a licensed legal or tax adviser, and we cannot approve or guarantee any visa. Everything below is general orientation, date-stamped as of June 2026, and subject to change by Indonesian authorities at any time. Treat it as a starting map, not legal advice.
What is the Indonesia Second Home Visa?
The Second Home Visa (often shortened to “Second Home KITAS”) is a long-stay residence permit aimed at financially independent foreigners — retirees, remote earners, and people who want a base in Indonesia without local employment. It is issued for 5 or 10 years and was introduced under Directorate General of Immigration policy, with the headline route being a proof-of-funds deposit rather than an active business.
As of June 2026, the commonly cited qualifying route is a deposit of IDR 2 billion (roughly USD 130,000 at mid-2026 rates) held in a state-owned Indonesian bank, or ownership of qualifying assets such as property of equivalent value. The exact figure, the accepted asset classes, and whether property can substitute for the cash deposit have shifted since the visa launched — so the number you see quoted elsewhere may already be outdated. Confirm the current threshold directly with immigration or a licensed agent before you move money.
Key features as generally structured:
- Validity: 5 or 10 years, renewable subject to conditions
- Family: spouse and dependent children can typically be included
- Work: does not by itself grant the right to work locally; income is expected to come from outside Indonesia or passive sources
- Property link: a villa or apartment held in a foreigner-eligible form can count toward the asset requirement, depending on the rules in force
What is the Golden Visa, and how is it different?
The Golden Visa is Indonesia’s investor-residency program, launched nationally in 2024 and aimed at higher-tier investors, founders, and corporate executives. It offers 5-year and 10-year permits, with thresholds that scale by category. It is distinct from the Second Home Visa: Golden Visa leans toward active or substantial investment, while Second Home leans toward passive proof of funds.
As of June 2026, indicative thresholds frequently cited for individual investors are:
| Route | Indicative threshold (USD) | Typical validity |
|---|---|---|
| Individual investor (no company setup) | USD 350,000 in government bonds/shares/deposits | 5 years |
| Individual investor (higher tier) | USD 700,000 equivalent | 10 years |
| Founder establishing a PT PMA | Investment value per category | 5–10 years |
These numbers are directional, not promises. Categories, accepted instruments, and amounts have been adjusted since launch, and immigration retains discretion. Where property fits: a real-estate investment routed through a properly structured company (a PT PMA foreign-investment entity) may form part of a qualifying investment, but a personal villa purchase on a leasehold title is a different legal animal from a bonded investment instrument. The two do not automatically convert.
How does a Bali property purchase link to residency?
This is the most misunderstood part, so plainly: buying a Bali villa does not auto-issue a visa, and holding a visa does not auto-grant freehold land. They are parallel tracks that occasionally connect.
Where they genuinely intersect:
- Asset-value qualification. Under the Second Home route, property of sufficient value (in a foreigner-eligible title such as Hak Pakai or a long leasehold) may help satisfy the financial-standing requirement, where rules allow it.
- Investment vehicle. Under the Golden Visa, real estate developed or held via a PT PMA can be part of a documented investment, when structured to the program’s specifications.
- Reason to stay. A long-stay visa is what lets you actually occupy the property you bought beyond tourist-visa limits — the practical reason most buyers care about visas at all.
Where they do NOT connect:
- A foreigner still cannot personally hold freehold (Hak Milik) land, visa or not.
- A leasehold villa bought for personal use is generally not the same as a “qualifying investment instrument” for Golden Visa purposes.
Which residency route fits which buyer?
| You are… | Likely to look at | Why |
|---|---|---|
| A retiree or remote earner wanting a Bali base | Second Home Visa | Passive proof-of-funds route, no local company needed |
| An investor deploying USD 350k+ into Indonesia | Golden Visa | Built for investment-linked residency, longer terms |
| A buyer of a single leasehold villa for personal use | Tourist/social or Second Home, separately from the purchase | Personal-use property rarely qualifies as investment |
| A developer/operator running a Bali business | Golden Visa via PT PMA | Active investment structure aligns with the program |
Eligibility, documents, and thresholds are decided by the Directorate General of Immigration and related agencies — not by any broker or website, including this one.
Talk to a concierge before you commit funds
Because the visa thresholds and the property title rules move independently and both change, the costly mistakes happen at the seam between them — buying the wrong title for your residency goal, or wiring a deposit against a threshold that has since shifted. Bali Premium Trip can walk you through how a specific property purchase would (or would not) support your residency plan, and connect you to licensed immigration and legal partners for the binding advice.
Message our concierge on WhatsApp at +62 811-2859-0000 or email sales@balipremiumtrip.com. We will tell you honestly where a property fits your visa plan — and where it does not — before any money moves.
*Figures and thresholds stated as of June 2026 and subject to change. This page is general information from an independent broker, not legal, tax, or immigration advice. Final eligibility rests with Indonesian authorities.*